Aave (AAVE -6.3%) is a DeFi protocol and lending platform that allows users to lend and borrow cryptocurrency. Everything is done with smart contracts, so there's no intermediary required. Users can earn interest on the digital assets they lend. Aave has liquidity pools for many popular cryptocurrencies, such as Tether (USDT -0.02%) and DAI (DAI 0.0%). One reason Aave could be a long-term winner is that in addition to crypto lending, it has expanded into real-world assets, partnering with Centrifuge. As part of that partnership, Aave has built a real-world asset (RWA) market that allows companies to tokenize parts of their businesses. Investors can buy tokens offered by those businesses, and the issuers of the tokens can then borrow stablecoins against their assets. #crypto